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What to Know About Car Accidents in Ohio

Apr 11, 2019
After getting into a car crash, many people do not know what to do or how to handle the problem. After all, most driving schools don’t cover this in their curriculum. It is important to know what to do in the case of an unexpected auto accident and how to get the compensation that you deserve. Do not rely on your insurance company. Seeing as they’d rather keep their money, it is possible that they will try to find their way around the problem and you will lose the compensation. If you don’t know how to deal with the aftermath, here are the things that you should know about car crashes in Ohio:

The statute of limitations for car accidents in Ohio

This statute of limitations is the period during which you can file a lawsuit after you have suffered from an injury or other damages. You may bring a claim no more than two years after the date of the accident because that is the time restriction of a statute of limitations in Ohio. If you do not take any action after two years has passed from the date of the accident, you will not receive any compensation at all. If there is death involved in the case, the two-year period will be in action on the date of the death. It doesn’t matter if a person dies 3 months after the accident. The two-year period will start on the day that a person dies. It is crucial for you to take action as soon as the period begins so that you will get the financial justice that you deserve. Many people are unaware of this and let the issue go on until it is too late to redeem anything. You have the right to get compensation for any injuries or losses that occur during and after the car crash.

If your insurance company or insurance adjuster tells you that the period is any shorter than two years, do not fall the ruse. When this happens, you should reject any offer that they make and consult your lawyer before you do anything. If you don’t have a lawyer, it is highly recommended that you get in touch with an Ohio auto accident attorney right after the accident, especially when you haven’t got the first idea about car crash legalities. A lawyer can help you with many things other than proceeding the case to trial. They can help you to claim for compensation and negotiate if necessary. In some cases, the negotiation process will seem to go on forever. Before you know it, the two-year period will expire, and you will lose the chance to get financial justice for your injuries and losses.

No-fault insurance for auto accidents

No-fault insurance is a system of law that reduces the amount of personal injury litigation. This means both parties in the crash has their own auto insurance that will cover their own injuries. However, this is not the case in Ohio because it is not a no-fault state. When you get into a car crash, the court will look for one person to blame. That person will be responsible for compensation. If the at-fault person has an insurance company, there will not be any problems. However, if their company doesn’t have enough insurance or no insurance at all, you will have to find other ways to overcome the issue and obtain the compensation you deserve. You need to see if your own insurance company will recover the injuries and damages for you. Another option is to look at the other third parties for compensation depending on the circumstances of the car crash. In this case, no-fault insurance might sound better than the at-fault insurance. Yet, in the no-fault state, the injured person will have to face complicated procedures to get the compensation that they deserve.

A car accident lawyer in Ohio

It is best to get a car accident lawyer as the insurance company will do everything they can to avoid paying you or pay you less than you should get. If you get a lawyer, they will ensure that you will receive everything according to your rights. An attorney will handle everything regarding the compensation and any claim processes on your behalf.

Getting an experienced attorney is not required in Ohio, but it’s a good investment as you are likely to get more money than you would if you chose to go through the process alone. If you’re looking for a personal injury attorney in Toledo, Ohio – get in touch today! We’re happy to help fight your side.
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